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Jasmine A. Osterhaus - Fulton County News

Jasmine Alayna Rose Strait Osterhaus, 21, passed away in Jacksonville, N.C., Friday, December 9, 2022. She is survived by Jonathan Osterhaus, II (husband), Timmy Lee Strait Jr. (father), Miranda Strait (mother), Timmy Besel (brother), Tasha Smith (sister), Ruth McFadden (sister), Amber Strait (sister), Connie Strait (grandmother), Aleatha Strait (grandmother) and David Strait Jr. (grandfather).

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Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%

Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%
krdo.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from krdo.com Daily Mail and Mail on Sunday newspapers.

California , United-states , Connecticut , Freddie-mac , Connie-strait , Anna-bahney , Pete-miller , Andy-walden , Warner-bros , Discovery-company , Mortgage-bankers-association , Cable-news-network-inc

Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%

Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%
ktvz.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from ktvz.com Daily Mail and Mail on Sunday newspapers.

California , United-states , Connecticut , Freddie-mac , Connie-strait , Anna-bahney , Pete-miller , Andy-walden , Warner-bros , Discovery-company , Mortgage-bankers-association , Cable-news-network-inc

Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%

Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%
ktvz.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from ktvz.com Daily Mail and Mail on Sunday newspapers.

California , United-states , Connecticut , Freddie-mac , Connie-strait , Anna-bahney , Pete-miller , Andy-walden , Warner-bros , Discovery-company , Mortgage-bankers-association , Cable-news-network-inc

First time homebuyer's biggest foe? Few homes to buy

First time homebuyer's biggest foe? Few homes to buy
CNN
2/22/2021
Anna Bahney, CNN Business
© Saul Loeb/AFP/Getty Images
A house's real estate for sale sign is seen in front of a home in Arlington, Virginia, November 19, 2020. - The US real estate market is booming even as the coronavirus crisis intensifies, and the seemingly insatiable appetite for new and older homes has sent prices soaring -- meaning more and more families with modest incomes are seeing their dreams of owning property shattered. (Photo by Saul Loeb/AFP/Getty Images)
It's a tough time to be a first-time home buyer.
Sure, mortgage rates are at record lows, allowing buyers to stretch their budgets. But the number of entry level homes that are available to buy are also at record lows, causing home prices to rise across the country. And competition is steep, with homes garnering multiple offers and selling in a matter of days.

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Mortgage rates are at record lows, but first-time buyers still can't land a home

Mortgage rates are at record lows, but first-time buyers still can't land a home
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Updated: 9:44 AM PST Feb 16, 2021
By Anna Bahney, CNN Business
Mortgage rates are at record lows, but first-time buyers still can't land a home
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Updated: 9:44 AM PST Feb 16, 2021
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OF ALL YOUR HOME BUYING QUESTIONS. >> BUYING A HOUSE IS TOUGH ENOUGH. WHEN YOU ARE A FIRST-TIME BUYER, VERY TRICKY. WE HAVE TWO EXPERTS. OUR LOAN EXPERT, TALKING ABOUT GETTING FINANCING. AND CHERYL IS OUR REAL ESTATE EXPERT TO TALK ABOUT A MARKET WHICH IS CRAZY. I AM READY TO BUY MY FIRST HOUSE. NOW WHAT? >> YOU WANT TO BE PREPARED. RIGHT NOW, THERE IS SO MUCH COMPETITION. THE WAY YOU GET PREPARED IS YOU RESEARCH, YOU FIND A GOOD LENDER, YOU FIND AN AGENT YOU WANT TO WORK WITH. FIND OUT HOW MUCH YOU CAN SPEND. AND THEN START TALKING WITH YOUR AGENT ABOUT WHAT YOU ARE LOOKING FOR. THEY WILL HELP YOU TO UNDERSTAND THE MARKET, THEY WILL HELP YOU TO FIGURE OUT HOW TO GET YOUR OFFER ACCEPTED. >> CANNOT EVEN AFFORD THIS? >> ONE OF THE THINGS YOU WANT TO DO IS TALK TO A LENDER TO GET A PREAPPROVAL. THE BENEFIT IS WHEN YOU MAKE AN OFFER, THE SELLER WILL KNOW YOU ARE QUALIFIED FOR FINANCING TO BUY THE HOME. >> HOW DO YOU DECIDE NEEDS VERSUS WANTS? >> THE NEED IS THE LOCATION. THE WANT IS DO I NEED EXTRA SQUARE FOOTAGE? DO I NEED A PLACE FOR KIDS TO RUN AROUND BECAUSE I HAVE A GROWING FAMILY? ARE THE SCHOOLS IMPORTANT? >> IS THIS THE RIGHT HOUSE FOR ME? >> YOU WANT TO STAY WITHIN YOUR MEANS. YOU WALK INTO A PLACE LIKE THIS AND YOU SEE -- IT IS REALLY GREAT TO LIVE HERE. IT IS FUN AND ATTRACTIVE. >> THE KEY THING TO DO IS LOOK AT A PRICE RANGE WHERE YOU ARE GOING TO BE COMFORTABLE WITH THE MORTGAGE PAYMENT. >> HERE ARE SOME FINAL ADVICE FROM THE EXPERTS. >> WHEN YOU GO INTO THE MINDSET OF THINKING I WANT TO BE A FIRST-TIME HOMEBUYER, YOU WANT TO HAVE YOUR CREDIT AND FINANCES LOOK AS GOOD AS POSSIBLE. >> DO WHAT YOU CAN TO GET INTO THE MARKET NOW BECAUSE WE ARE GOIN

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