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ability to get tests. they will not do the tests because of my heart attack. there is no way that i can afford to buy into any kind of private health care. if you don t pass a bill with a public option that i could possibly buy into, i will die. i hope that you sleep well and have a good day. caller host: your leadership said that they would have a plan. what in your plan would address this? this is a real problem. one thing i have felt that we do is creating high risk pools at the state level to help provide that type of coverage. make sure that people have access to an affordable insurance plan. a lot of people have pre- existing conditions cannot get insurance right now. . . to tammy under the bill, she would get access to one of those high-risk pools right away. even though she has a preexisting condition and eventually would reach a point where the contribution she would make to the insurance would be about 57 of her income would be about 57 of her income and the ....
or he is the type of individual that is going to end up having all of these charges to darbear because we have created a scenario where the banks and credit unions are not going to offer the overdraft protection or will close the account. mr. dollar? . . some way or another is, there must be consumers is seeing value in this product, or else there would not be the earnings there is. the issue is disclosure and making sure that those shareholders no through financial education how these work and have the right to opt out if they do not agree. i want to follow up on something said the concept of the province center. we have four ceo s could i ask you to give me a sense of the profitability of the overdraft business, and i m happy to take an answer on return on non-invested capital and margin, whatever makes sense. could we start with mr. staatz, perhaps? i don t have those numbers with me today, but part of our charges not to cover costs, but some of the penalty ....