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Consumers. So it means that many consumers are paying very little to get very affordable coverage. We have 120,000 people paying less than 10 a month in bronze plans. 70 of those that have subsidies are picking a silver plan. Many of those in the cost sharing subsidy where in california at the highest cost sharing subsidy, an outpatient visit is 3 a bus ride. Theres no deductible. This is not the story across the nation. If you look an we did looking at colorado and miami, instead of having seven products like we have in l. A. , in denver they have 35 different silver products. In miami 35 and some of those products that are the cheapest premiums mean you dont get any care unless you satisfied a 3,000 deductible. Thats not good for consumers. I think its the right thing for consumers. Let me quickly note about getting access to care. We have some very early indicators that are very positive in california. There is a lot of discussion about narrow networks. Id note that virtually all of

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