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This spring, after living under the costly failures of Obamacare-like health care legislation for two decades, the Maine Legislature enacted a set of patient-centered, market-based health care reforms. The Maine experience is both a warning of Obamacare’s likely effects and a practical demonstration to other states of how to enact sound free-market health care reforms in spite of Obamacare. Maine has also shown how much more it and other states could accomplish if not hamstrung by Obamacare and how Congress could chart a better course toward more innovative and effective health care reform.

Obamacare’s radical changes to health insurance regulation were never necessary to address the remaining problems in the market. It is precisely Obamacare’s new health insurance regulations that threaten to destabilize the market and make the present situation much worse. Congress should reflect on how to reform health insurance without the individual mandate.

/PRNewswire/ -- The "Final Expense Insurance Market Research Report by Policy Type (Guaranteed Issue, Pre-need Insurance, and Simplified Issue), Providers,...