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The emergence of earn-to-pay apps

When Anna Branch, 37, had her hours at work reduced at the start of the pandemic in 2020, she suddenly noticed ads for an app called EarnIn. “You know how they get you — the algorithms — like they’re reading your mind,” Branch said. “The ad said I...

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Beth Fukumoto: Hawaii's Need For Friends Fuels Congresswoman's Charm Initiative

From boxes of chocolates to forays across the political aisle, Rep. Jill Tokuda tries to bridge divides.

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Experts warn of steep costs to worker wage access apps

While Earned Wage Access apps have been around for over a decade, the pandemic and its aftermath boosted their popularity.

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These apps allow workers to get paid between paychecks. Experts say there are steep costs

NEW YORK — When Anna Branch, 37, had her hours at work reduced in 2019, she suddenly noticed ads for an app called EarnIn. “You know how they get you — the algorithms — like they’re reading your mind,” Branch said. “The ad said I could get up to $100

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Past, present and future: This iconic building in downtown Honolulu celebrates 150 years

Past, present and future: This iconic building in downtown Honolulu celebrates 150 years
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With these apps, workers get paid between paychecks, but at what cost?

These apps extend small short-term loans to workers in between paychecks so they can pay bills and meet everyday needs.

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These Apps Allow Workers To Get Paid Between Paychecks. Experts Say There Are Steep Costs

These Apps Allow Workers To Get Paid Between Paychecks. Experts Say There Are Steep Costs
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These apps allow workers to get paid between paychecks. Experts say there are steep costs

More people are using so-called Earned Wage Access apps to get money to pay bills and buy groceries in between paydays. The typical user earns less than $50,000 a year,

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These apps allow US workers to get paid between paychecks. Experts say there are steep costs

EarnIn is one of more than a dozen companies that provide this service, billed as Earned Wage Access. The apps extend small short-term loans to workers in between paychecks so they can pay bills and meet everyday needs. On payday, the user repays the money out of their wages.

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Apps allow workers to get paid between paychecks but experts say there are steep costs

Apps allow workers to get paid between paychecks but experts say there are steep costs
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