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you were. 401(k), irs is worth less. of course people are going it's not good and the tax increase, a corporate income tax put in, china does not have the tax. 1% buy-back tax, if a company invests in itself, you want it to do, you tax at 1%, now biden wants 4%, and china is not stupid enough to do this. but biden wants to. >> sandra: really interesting remarks there, i'm looking right now, the dow over the past year, down 5%, s & p 500 down 10%, nasdaq down 17%, technology names have taken a hit. and it appears we could be finishing in the green on this friday afternoon, we understand the u.s. stock market is on pace for the worst week since december. so certainly watching that, as the stock market has been sort of resilient to all this economic uncertainty that's out there. we are also watching what is happening with oil, because