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Black Knight’s Mortgage Monitor for December highlights a continuation of recent home price declines, an overview of current loan performances, rate lock activity, and buyer use of buydowns. December saw the sixth straight monthly decline in Black Knight’s Home Price Index (HPI). The seasonally adjusted index fell 0.45 percent from November , roughly on par with the 0.48 percent average decline over those six months. The unadjusted index was down 0.87 percent. December’s decline pushed the annual home price growth rate down to 5.0 percent -- only 0.4 percent above its...
Beneath the rosy claims of an 'improving economy' from Joe Biden and his Democratic congressional majority is a rising housing crisis that looks set to rival the market collapse circa [...]
Six out of 10 borrowers who owe more on their mortgages than their homes are worth bought or refinanced their home in 2022.
The historic surge in home prices during the first two years of the Covid-19 pandemic is quickly reversing course.