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do, but you cannot leave those people out there hanging that have no insurance at all when we find out that personal lives and families are shattered, bankruptcies, not because of you, and not because of the employee that faces serious illness. so, if you wanted to help them, and i truly believe that you do, it does not help the family to say that my boss is great but he cannot afford to help me out. no. i believe, but a lot of people disagree, but i truly believe we have an obligation to give access to health care one way or the other. if you do not like this way, i really believe you have some type of an obligation as business people that have the experience that we do not have generally speaking to not just leave these people out there hanging in to say that no insurance is better than what we have. i do not really think that is a legitimate i do not think it is fair to us to say all the things we have done wrong and not have any positive suggestions, that we can t ....