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HELOC, TPO, Home Buyer Trends, Agency Approval, CRM Products; Training and Events

The great thing about inflation is if you spend the same on groceries, the bags are lighter and easier to carry home. Restaurants and food companies react to higher prices either by reducing their portion sizes or passing the cost on to the consumer. In real estate, does the modern definition of an “affordable” house mean 350 square feet for $130,000? Lennar thinks so. Owning a home has long been considered the quintessential American dream, but even with 84 percent of Americans saying they’d like to own a home one day, 51 percent who don’t own today worry they’ll never get there. 94 percent of consumers say owning a home is part of the American dream, but 49 percent say they can’t afford a down payment and 40 percent say home prices are too high in their area. Student loan debt weighs heaviest on millennials, with 19 percent citing it as a roadblock to homeownership. (Today’s podcast can be found here and this week’s is sponsored ....

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Broker Pricing and Non-QM Products; Seminars and Conferences; Rates Higher on Producer Prices

Broker Pricing and Non-QM Products; Seminars and Conferences; Rates Higher on Producer Prices
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TPO, Outsourcing, DPA, MSR Transfer, Compliance Products; Company and State Events

“If they raise the interest rates one more time, you're going to hear Janet Yellen.” Much of the talk in the hallways here at the California Association of Mortgage Professionals event near San Francisco revolves around the Federal Reserve likely raising short term rates on July 26th due to the need to raise interest rates further to bring down inflation that is still too high. But the end to its current monetary policy tightening cycle is close. Compliance may be the new focus. “Tawny Johnson gave me the best mortgage I’ve ever had!” We’ve all seen reviews like that and wondered about them. Anyone who repeats reviews should know that the FTC announced its Endorsement Guides, which provide guidance to businesses to ensure that advertising using reviews or endorsements is truthful and complies with the FTC Act, have been revised. In other Federal Trade Commission news, it has opened an investigation into ChatGPT, released by Open AI whic ....

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Mississippi Beats 2022 Expectations. See How Many Jobs Will Be Added in 2023

Dec 8, 2022 by: Ross Reily, Mississippi Clarion Ledger A good year for new jobs in Mississippi in 2022 could be even better in 2023. The last numbers released ....

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Governor Reeves excited at job prospects for 2023 after strong 2022

Mississippi beats expectations for job performance in 2022. See how many jobs the state will add in 2023. ....

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