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Personal loan or overdraft: Which one is better for you?

In a personal loan, you are given an amount in a lumpsum. You pay a specified EMI monthly. In an overdraft, you are given a credit limit. You can withdraw as per need, and repay whenever you want. ....

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Big banks brace for bite but of overdraft fees: $3.5B saving for Americans

Large bank overdraft fees may become a thing of the past as part of the Biden administration s push against so-called “junk fees.”The Consumer Financial Protection Bureau this week announced proposed ....

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Senator Bob Casey reveals new report on 'junk fees', urging transparency and fairness

Senator Bob Casey (D-PA) released a report today raising awareness about junk fees.This is the latest in his series of Greedflation reports where Casey says cor ....

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Banks push back against proposal to cap overdraft fees to as low as $3

Bank overdraft fees could soon be as low as $3 under a proposal released by the Biden administration on Wednesday, a plan that has been met with fierce pushback ....

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Bank overdraft junk fees targeted by Biden, Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau proposed a benchmark fee between $3 and $14 ....

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