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Very active, quiet, kind of a greyhaired mentoring culture that helped people do what they do. I do not see that anywhere else. People give up their time, give of themselves. It is just a spectacular way to foster innovation. I want to talk about innovation in the bay area for a moment. This is for all of you, but i will start with you, mayor lee. How would you describe the state of innovation in the bay area right now . Are you concerned instagram comes to mind about a bubble . We have been trying to analyze that question with financial people and people in the industry. I do think there is m...

Very active, quiet, kind of a greyhaired mentoring culture that helped people do what they do. I do not see that anywhere else. People give up their time, give of themselves. It is just a spectacular way to foster innovation. I want to talk about innovation in the bay area for a moment. This is for all of you, but i will start with you, mayor lee. How would you describe the state of innovation in the bay area right now . Are you concerned instagram comes to mind about a bubble . We have been trying to analyze that question with financial people and people in the industry. I do think there is m...

This is a serious problem and one largely under the radar screen. Recent studies by the gao common pleas of the Federal Reserve and by the private company ill estimate there is a sizable amount of leakage from Retirement Savings, most significantly to cash distributions to change jobs. Moreover, Fidelity Investments in the Boston Research group provided 55 of a preretirement distribution from their defined contribution savings plan later regret having done so. The reality is plans to sell avery fund retirement. They serve as a Savings Vehicle appeared because of this the recommended contributi...

Opportunity in education swung open so their daughters and sons could imagine a life for themselves beyond washing someone elses laundry or shining someone elses shoes. Because they marched, City Councils changed and state legislatures changed and congress changed. Eventually the white house changed. [cheers and applause] because they marched, america became more free and more fair. Not just for africanamericans, but for women and latinos. Asians and native americans. Catholics, jews, and muslims. For gays, for americans with disabilities. America changed for you and for me. The entire world d...

Lack of success in texas. The first is growing latino demography. Latinos compromise majority of all Public School students. The problem is not the demography but the growth in High School Graduates is not translating to enrollment in colleges and universities. With black students it is a slightly different story. We have seen an increase in enrollment for the black population. That is worth praising but this enrollment has not translated into completion. It is a very clear example of how success on one side of the pipeline does not translate to the other side. Instead we see that from my anal...