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The OCC's 'Fake Lender' Rule Threatens to Harm Veterans


(U.S. Marine Corps/Sgt. Enrique S. Diaz)
7 May 2021
Military.com
|
By
Paul Kantwill
Retired Army Col. Paul Kantwill serves as Founding Executive Director of the Rule of Law Institute at Loyola University Chicago School of Law. He previously led the Office of Servicemember Affairs at the Consumer Financial Protection Bureau. He had a 25-year career as an active-duty officer in the U.S. Army and served in Afghanistan and the Persian Gulf.
This September will mark the 20th year that our country has been at war. Unfortunately, as the war in Afghanistan winds down, the campaign against America s veterans by predatory lenders continues. ....

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Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House


Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House
Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House
SPRINGFIELD, Ill., Jan. 12, 2021 /PRNewswire-PRWeb/ The Illinois House of Representatives passed the Predatory Loan Prevention Act, which if passed by the Senate, would implement a 36 percent interest rate cap on consumer loans, including payday and car title loans. The legislation passed with a bipartisan vote, without a single member voting no. It is part of an omnibus economic equity bill, one of the Illinois Legislative Black Caucus four pillars, sponsored by Rep. Sonya Harper.
In Illinois, the average annual percentage rate (APR) on a payday loan is 297 percent, and the average APR on an auto title loan is 179 percent. Federal law already protects active-duty military with a 36 percent APR cap. This bill would extend the same protection to Illinois veterans and all other consumers. ....

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