This is a very good scotland team, no question about that. Steve has done a brilliantjob, i really like him, hes a very understated guy. But hes a real competitor and is an excellent coach. He has done a brilliantjob excellent coach. He has done a brilliant job with the excellent coach. He has done a brilliantjob with the team. They have some very good players and they are in a good run. I have some very good players and they are in a good run. Are in a good run. I have lived in encland are in a good run. I have lived in england more are in a good run. I have lived in england more than are in a good run. I have lived in england more than half are in a good run. I have lived in england more than half my are in a good run. I have lived in england more than half my life i are in a good run. I have lived in i england more than half my life and are in a good run. I have lived in england more than half my life and i have english children and grandchildren. Uncomfortable down there and grandc
Wouldnt a level Playing Field as you said from your testimony, we have concerns about things like there is a some Data Retention obligations and we think you could do it differently. There is a best interest contract framework and weve heard feedback from folks saying it is clunky and there is a more streamlined way to do it. We have a point of sale disclosure requirement and people have said that that is not necessary. And so what weve done in every circumstance when someone said that the best interest contract is clunky, our response is tell us how to do it better. How do we retain that north star of enforceable best interest contract and still get it done and that is the feedback weve been getting and it has been helpful. And youve incorporated it. We havent made final decisions yesterday. We wont put out a rule until weve gotten all of the comments. Im confident if history is a guide the final rule will be materially different than and better than the proposal because you have to b
I think it seems to me we all have agreement that we need to fix it, even within the department. And professor light, you made a comment that i think is very important, something im concerned with. We could work real hard, have all of these intensive negotiations, Everything Else, but it doesnt seem like its that difficult to me. I think that the money were spending now we need to come up with a simple fix. Not a 100 dollar saddle on a 10 horse. For those involved in this, keep it simple and get it done quickly. We need to get the Inspector Generals back to the point where they can do their job, a very important job that theyve done very well for many years. Thank you, mr. Chair. Before i ask questions i know that senator leahy has questions in writing to both panels. Expect that, and maybe from the other members that arent here. Whats the normal time that we wait . Up to one week well take questions for answer in writing. Youve all had a chance to read the oic opinion and hear the tes
Are here. This has been a great morning. You heard from the boss here and hes all in and this is a joint venture. We have a great panel here so i want to keep moving. What i heard the president say was a lot of focus on what i call the two ps, promoting access in the retirement space and the president has been taking action on that. He directed us to take more action to help facilitate that. The Treasury Department has already taken action on that and the my ra space is dana grady here by the way . Oh, youre way in the back. She is a Small Business owner who encouraged her employees to participate to help strengthen their retirement securities so she has a lot of participants. Thank you for being a great spokesperson for this. I appreciate your help and im glad that its working. Were going to talk more about Financial Security today and we have a fantastic panel of folks that are going to be talking and giving their views. We have a number of questions and i got a few questions on twit