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Cycle 3 Grant Funding for a more indepth of co pays and deductibles and also analyze pricing data in coordination with premium and rate filing information. David, could i just ask you to clarify the difference between the rate information and the pricing information . Right. Thats a great question. So the rate information is the information that the carrier files to justify the underlying to justify the ultimate premium thats charged in the market. So if you pay, just making up numbers. If you pay 500 a month in premium, thats what the issuer charges you, the rate filing supports all the data ...

Because ronments thank you but that is a whole other topic. But i also think that we dont in america we are more into john wayne than john dewey. John wayne gets the headlines, not john dewey. You take a School District in southern l. A. County, even through austerity, it has done extraordinarily well. Actually, that is how i got to this. Hey solve problems and what they have done is they have done this through the transitions of a retiring superintendent and a retiring union president. So this has really become baked into their culture. Talked about this story to you guys a lot, and nobody wa...

Sorry i had to excuse myself during the testimony. A couple points. One is i like myself and a handful of other staffers make sure that we were enrolled in our new Health Care Plan because we couldnt get confirmation. Fortunately i got confirmation that im finding out like everybody else i have less coverage at a higher cost. The concern is as it is exhibited by the constituents on Medicare Advantage we will see the same thing of her in Medicare Advantage and so i think that this is a timely hearing because its like Everything Else in this new movement of health care. Everybody is going to get...

Madame secretary, thank you for joining us this morning. Facing with we are the marketplace website are unacceptable, they need to be fixed immediately. I would like to put things in a historical perspective. The ageold plan is facing hurdles. Problems the set show soul security. Medicare is facing trouble. New problems in medicare bug trend it drug benefit. From the headlines early part of this decade. Major programs that have come below in terms of the social safety net in this country and health care security. While this is an excusable, it is a challenge that has been faced time and time w...

Structure. Things that were mentioned as opposed to those things on structure. I think the more we improve outcomes, the less important the decisions we make and the easier it would be to make decisions about the underlig adequacy things so we can avoid the most agree jous cases of where they are problems. In summary, we will not get this perfectly correct. There will be complaints for a variety of reasons. Many are likely to be justifiable, but we have to avoid the temptation to move to a system that creates a Creative Network development because we want to avoid there ever being a problem wh...