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Being prepared for on the sunny island of cuba. Good morning, everybody. Welcome to Market Makers. Stephanie so much to cover this morning. In just a few moments, we are going to be speaking to bill ackman about the potential fbi investigation around the company herbalife. I am going to talk Consumer Confidence. That number is out. Huge number. Scarlet this is a preliminary read of university of Michigan Consumer confidence. We have an unexpected decline. Economists were looking for the rate to stay steady. The unexpected decline has been a big semen on it big theme in Economic Data this week....

New products including the smart watch. Qualcomm puts its stock to work. Several banks upgrade the firm as shares push higher after hours. You know yesterday i told viewers i was going to tell them something. You reminded me before the show began but you love the new music. I do. I welcome the new music. Its uplifting and gets the energy going. We have a big show ahead of us. Wilfred you do a little dance before the music comes on. Its a fist pump. A little fist pump. Whatever it is its great. Well enough on that story. Lets get to our top story, Swiss Banking giant Credit Suisse has replaced ...

And that is exactly what they turned out to be. Bernard, the richest citizen in france moved out right away. An actor famously moved to belgium and then russia. The rich exiting. So now instead of having a 75 tax rate you had zero. Businesses in france have said they cannot recruit people to come to work there because of the high tax rate. Its too onerous on their businesses. Youre seeing france going back into recession. And president hollande has the lowest Approval Rating of any president since world war ii. Theres two problems with this comparison. First of all, there are massive loopholes...

And that is exactly what they turned out to be. Bernard, the richest citizen in france moved out right away. An actor famously moved to belgium and then russia. The rich exiting. So now instead of having a 75 tax rate you had zero. Businesses in france have said they cannot recruit people to come to work there because of the high tax rate. Its too onerous on their businesses. Youre seeing france going back into recession. And president hollande has the lowest Approval Rating of any president since world war ii. Theres two problems with this comparison. First of all, there are massive loopholes...

Less, and paid down a lot of debt, good for you. And as it turns out not so great for the wider economy. As you repair your family balance sheet, the auto workers, and those who make, houses, cars, and tvs, were all waiting for you to come through the door. Credit card balances are a little more under control. Home equity credit lines a lot more so. Are the latest stats that show an increase in borrowing good news . Indicating that americans are ready to spend again . Or is it continued weakness . Lets start this inside story with a look at the numbers. Americans borrowed more than 11. 5 trill...