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Its got to be much more subtle than that. It got to be about helping each side see where there might be limited areas where they could work together. Im not the great believer in the grand bargain. Now sit down and have a discussion about every in. It is unlikely to be good but they will be some areas where people have quite significant differences and nonetheless have it limited junior level of communication which delivers from a practical benefit to both sides. We will obviously return in some detail of course and the next session. The secretary has made it very clear [inaudible] there is a ...

See youre hyperventilating there. The fact that youve got 18 republican candidates out there for president and 15 of them or so are talking about these ideas, thats a real break through because we have problems getting republicans in favor of these ideas. Very much true. But what im asking stay open to democrats. Work with them. Bring them on board. Its all of our country, not just one partys country. Mrooz, please, please educate them work with them. Every now and then they may have something to teach us. Please, its one country, one people, one vision one future. Please be that way. Thank yo...

Wouldnt a level Playing Field as you said from your testimony, we have concerns about things like there is a some Data Retention obligations and we think you could do it differently. There is a best interest contract framework and weve heard feedback from folks saying it is clunky and there is a more streamlined way to do it. We have a point of sale disclosure requirement and people have said that that is not necessary. And so what weve done in every circumstance when someone said that the best interest contract is clunky, our response is tell us how to do it better. How do we retain that nort...

Their own studies show the main drivers of default are loan devalue, borrower credit score. Everything else is literally a rounding error. And so of course, the final doddfrank rules essentially abandon the things that actually drive default. And endless servicing requirements, again making it near impossible to foreclose. My opinion is the rule increased foreclosures last time around rather than decrease them. And the harder it is and the mission has nothing to do with financial stability. The mission is to use the the regulatory system to force prudent borrows to subsidize imprudent. We all ...

Minerals for firms not only firms getting the actual hard commodities there, but also for firms well down the supply chain, who have no idea where the aluminum in the electronic parts came from. So i think its telling when a liberal law ultimately convinces the Washington Post Editorial Board that it was a bad idea, which they have come out against conflict minerals. Its time to revisit the motion all together of including immaterial disclosures in security laws. Both by legislative fiat and by the sccs own power. And republican and democratic chairmen have both been guilty of this. I think it...