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>> right. >> no data at all. and if there's no data, there's no way to know if these financial institutions are discriminating against people. we need that data to keep the banks honest. and why do we need the data to keep the banks honest? because time after time over the past ten years when we did have the data, we uncovered the fact that there were banks that were discriminating, and we were able to bring charges against those banks and get them to change those practices, and to make it all public. you know, there's no way to do that. that's the kind of thing that's just buried in here. the...
Crazy teaser rates and so on and so forth, stuff hidden in the fine print. and that applies to people who buy bricks and mortar homes, people who buy condos and people who buy manufactured housing, trailers. what this bill says is, okay, we'll still apply it to bricks and mortar houses and condos, but, you know, people who are living in manufactured housing, let's just make it open season on them. >> wait, really in. >> really. >> there's a carve out for manufactured homes in mortgage prices? >> yeah. think about this. this was a bill written by the lobbyists to help their clients, not to help...