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now many of the witnesses we've heard from over the course of our investigation whether it's bankers or regulators or the chairman of the federal reserve has said there was no way they could have foreseen the steep nationwide decline in housing prices we've experienced. i spect we may hear more of that today, but, of course, there were warning signs. the attempts by many states to stem the tide of deceptive and predatory mortgage practices, the 2004 fbi warnings abt mortgage fraud, and most of all the fact that housing prices had shot up an unprecedented 89 president leading to the o...