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University of Plymouth spotlights 10 student architecture projects

University of Plymouth spotlights 10 student architecture projects
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Do you have the scale and expertise you need to succeed?


How many emails from lenders do you receive every day?
It’s thought that there are approaching 100 mortgage lenders operating in the UK. Then of course, there are a hundred more bridging, commercial and second charge mortgage lenders all vying for your attention, and all of these lenders are continually making changes to their products and adding new ranges as they jostle for position in the market.
In the mortgage market alone, Moneyfacts says the number of products has risen for seven months in-a-row to nearly 4,000, marking a 53% increase since last March.
In addition to these new products, lenders have been adjusting risk appetites, fine-tuning criteria and adapting their affordability calculators. This increasing diversity in product offering is good news for customers as it signals a wider range of choice and opportunity, but it can also make it harder for brokers to keep up with the best options for their clients. ....

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Second Charge Watch: A flexible, inclusive approach


Second Charge Watch: A flexible, inclusive approach
Whether promoting diversity in the workplace or building new products, a different approach can help alter behaviour
By
Michelle Westley
17
th March 2021
10:13 am
Last autumn, I wrote a number of articles in the trade press about research we had undertaken at Brightstar Financial among a group of more than 1,000 brokers. It found that 74 per cent did not talk about second charge mortgages while working on their clients’ purchase or remortgage, or indeed at any point during the term of their product.
We looked at why brokers had still not engaged with the sector as they should have done and whether more education was the answer. However, the most common reason given by brokers for not talking about second charge mortgages was not that they didn’t have the right knowledge but that they did not have the time, or simply forgot. ....

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