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Women's Economic Ventures Gets $50,000 Award to Invest in Minority Workers, Entrepreneurs | Business

Noozhawk.com delivers local breaking news, local sports, schools, nonprofits, obituaries, business, arts and entertainment, calendar, local opinions and more. ....

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Plaintiff in lawsuit challenging CFPB's rescission of ability-to-repay provisions of 2017 payday loan rule files opposition to CFPB and CFSA motions to dismiss; CFPB and CFSA file replies | Ballard Spahr LLP

The National Association for Latino Community Asset Builders (NALCAB) has filed its
combined opposition to the motions of the CFPB and the Consumer Financial Services Association (CFSA) to dismiss NALCAB’s lawsuit challenging the CFPB’s rescission of the “ability-to-repay” (ATR) or “mandatory underwriting provisions” in its 2017 final payday/auto title/high-rate installment loan rule (2017 Rule). The lawsuit seeks to overturn the CFPB’s July 2020 final rule (2020 Rule) that eliminated the ATR provisions but left in place the 2017 Rule’s payments provisions. The CFSA intervened in the lawsuit.
When the CFPB filed its
motion to dismiss, Acting CFPB Director Dave Uejio made clear that the motion was not intended to indicate that the “new CFPB” supports the 2020 Rule. He explained ....

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Social Justice Investing in the Biden-Harris Administration

Social Justice Investing in the Biden-Harris Administration
Less than a month into the new administration, there are clear signals this White House intends to invest in America s full potential.
On this most recent Inauguration Day, my family had just completed the first week of a strict (and fortunately unnecessary) quarantine period. Trapped in the house during a chilly January, my spouse and I set up a laptop on our kitchen table so we could watch the inauguration with our three young children over a lunch of chicken nuggets, apple slices and strawberry yogurt.
Amanda Gorman’s poem broke through my grumpy, frazzled disposition. Her words pulled me back up to the surface, able to breathe fresh air for the first time in far too long. ....

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CFPB Focus on Payday Lending: A Look Around the Corner | King & Spalding

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With the change of administration in Washington, the Consumer Financial Protection Bureau (the “CFPB” or “Bureau”) is widely expected to assume a posture of aggressive enforcement of consumer protection laws. One area that we anticipate will receive heightened scrutiny is payday lending, a form of lending that typically involves small, short-term loans at high interest rates. Under new leadership, the CFPB may seek to require that payday lenders assess a borrower’s ability to pay. And even absent such a requirement, the CFPB may pursue enforcement actions against lenders for lending that the CFPB considers “predatory” and/or “unfair,” and therefore putatively in violation of the Consumer Financial Protection Act of 2010 (“CFPA”). ....

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Bank of America Expands the Bank of America Institute for Women's Entrepreneurship at Cornell

Bank of America Expands the Bank of America Institute for Women’s Entrepreneurship at Cornell
Bank of America Expands the Bank of America Institute for Women’s Entrepreneurship at Cornell
As part of Bank of Americas $1 billion, four-year commitment to advance racial equality and economic opportunity, today “ Womens Entrepreneurship Day “ the company announced a further expansion of the Bank of America Institute for Womens Entrepreneurship at Cornell. Due to the programs success, Bank of America will add 30,000 seats “ bringing the total enrollment of small business owners to 50,000 “ and will work with Cornell to develop a Spanish language curriculum and hire Spanish-speaking teaching assistants to more effectively support Hispanic-Latino entrepreneurs. ....

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