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or months following this hurricane. how do you plan for that? for the aftermath? >> well, the good thing about it is that the state and fema and local governments have plans in place, particularly r recovery s that can help them mitigate some of the losses, but it's going to take time. and i've always found, don, that expectations of peep in the federal government in replacing everything that they've lost is not there. you know, fema is there to help, with the state to help them to get through the initial r recovery. you look at katrina. it's been almost 12 years, and they're still recovering. north ridge earthquake went on 13 years in california. this is a long-term vapt. and peep are going to have to

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