insurance corporation are run by people who have terms and aren't subject to association. in this case, because we knew that fighting large financial interests on behalf of interesting which will put you in the way every day. here's the key point here. we gave a five-year term, removable by the president only for cause. so the reason we added this piece is this, if you want to have a five-year term, you want to say, well, what happens to the guy who gets hit by a car? is you don't want the autonomy to end. it was to let the five-year term continue for five years, even if there was a problem with the head of the agency physically or some other way. >> here's a bigger concern going on here, which is do we want this kind of protection or not? mick mulvaney is a known critic. it's a question whether he even