some folks may get enrolled for a february 1st effective date. we wish that this were going more quickly. in places like california, it really is. we signed up 50,000 people in the first week of december alope. it's important -- alone. it's important to emphasize oregon and even washington to a certain extent are outliers in terms of the number of people they've enrolled, and in oregon, there are a lot of completed paper applications of folks that are going to be getting coverage. jenna: sarah, you know, micah mentioned california. california right now has seven million people uninsured which is a fourth of the state's population. so although they're pace looks -- their pace looks so much better than other states, there are still millions of people left without insurance this california, and that's going to be part of this, again, this rollout to get them involved. but what about that gap that micah mentioned? if you're part of that gap and you don't have insurance until february 1st, do you just hope you don't get injured in january? what do you do? >> i think i it matters -- it's