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Lives and businesses have changed in ways that would have been unimaginable at the start of 2020
In business, Covid-19 has delivered a coup de grace to the weak, the debt-ridden, the hot air merchants and the greedy
In a pandemic, well-run companies are also vulnerable – but firms with good governance, sensible debt and a solid business model stand more chance
Almost exactly a year ago, the World Health Organisation issued a warning that the Chinese authorities had alerted it to an outbreak of 'pneumonia of unknown cause' in Wuhan.
Forty-four cases had been reported, with 11 severely ill, all linked to the Huanan seafood market. The news, so ominous in hindsight, passed largely unremarked.