Operator Thank you for standing by, and welcome to the Allstate First Quarter 2021 Earnings Conference Call. [Operator Instructions] And now I'd like to introduce your host for today's program, Mark Nogal, Head of Investor Relations. Please go ahead, sir. Mark Nogal -- Investor Relations Thank you, Jonathan. Good morning. Welcome to Allstate's First Quarter 2021 Earnings Conference Call. After the prepared remarks, we will have a question-and-answer session. Yesterday, following the market, we issued our news release, investor supplement and posted related materials on our website at allstateinvestors.com. Our management team is here to provide perspective on these results. As noted on the first slide of the presentation, our discussion will contain non-GAAP measures for which there are reconciliations in the news release and investor supplement and forward-looking statements about Allstate's operations. Allstate's results may differ materially from these statements so please refer to our 10-K for 2020 and other public documents for information on potential risks.