states, but the problem is it hasn't worked successfully. we do have exchanges. we have exchanges that have a referee out in the field just like the employees' health benefit plan that members of congress use. that's the model that we have that people can have that choice and that competition. i believe that a lot of the issues that brian has raised are addressed in the bill and what has to happen is as the changes, as the most recent changes the president has made and suggested are incorporated, i hope it will meet his test, but on those two points that he raised, these bills are a lot better off than the status quo. they make americans a lot better off than the status quo. >> you're nodding. so you're ready to vote yes? >> no, what i wanted to say, chris is absolutely right. you've got a system, again, it's not a system, a hodgepodge, an a3458 ga mai amalgamation of prior programs that doesn't work very well. chris is absolutely right. this is an improvement. it's as they say in spanish, qu9 m "menos mal," less bad, for