large markets break up monopolies and bring prices down. >> you guys are talking about the aca like it is an epidemic in this country and you are suggesting that it is a majority problem when you know that the people who are affected by these subsidies -- by these raises at the end of the day in the individual market are very small fraction of the people looking for health care in this country. not that it doesn't have to be fixed. not that it's not a problem. but you make it sound like it's half the country you're dealing with. >> no i don't. in fact you didn't even cover all the people in the country which i thought was ridiculous. if he's going to cover the situation, cover the situation. he's causing a massive problem -- >> you've got more people covered by insurance in this country now than ever before. >> 53%, 54% of the people, 53%, 54% of the people who pay taxes are paying for it. we're paying the overage. we're paying the surplus. plus, you know what these deductibles are? 4,000, 5,000, 6,000. you know how sick you have to be. when is the last time you used $4,000 or $5,000 in health insurance for yourself. >> god forbid, right. i don't --