the conventional definition. and i promise you it will not be long before the soothe sayers will be out reminding us that the bear market definition is a full of 20%. that's when everybody will be looking at it. there's nothing extraordinary investors can do now. this is the thing you need to bear in mind, anderson. the consumer investor -- unless you have to get out of this market, you don't. >> that's right. >> because the market is now on a frolic of its own to the downside. >> some people obviously will be looking into this market at this point? for those who have been concerned that stocks have been so high, this is an opportunity, i assume? >> you know, i think that some people will be buying into the dip. it really depends on whether or not you think the economy both in the u.s. and globally is fundamentally okay and whether things are going to get better and whether what the president is saying about businesses reinvesting in america is really