from work or find babysitters. combine check-ups. they pay dr. thornburg $100 a month for all of their home care. four separate checkups at a doctor's office would have cost $750 even with their insurance. and by reducing emergency room visits. american families go on average twice a year at a cost of $1200 per visit. luca would have gone to an emergency room last year when he smacked into the kitchen counter. that's where you hit your chin? >> yeah. >> reporter: but -- >> brian came over, glued him back together instead of going to the e.r. >> reporter: they estimate the family saved about $2,000 this year. matt gutman, abc news, naples, florida. >> we turn next to classy campus living. doesn't sound right, does it? colleges attracting students, they turn to luxury dorms with plush amenities. how the thousands spent on room and board are now worth it. in our next half hour, fast food secrets. mcdonald's takes us behind the