that the antitrust exemption allows it to keep costs down. which might be a better argument if the industry did keep costs down. senator schumer of new york among the many not buying that. >> i remain committed to the notion that only increased competition is going to give insurers the incentive they need to keep the costs down. removing the insurance companies anti-trust exemption is so important that i think we should all work with chairman leahy to make sure that it is part of our health reform bill. >> meanwhile, the cart that's been put before the horse, the health care reform bill that does not actually reform the insurance industry. majority leader reid today gathering the gl inin ining the merge the senate health bills. among them, finance chairman baucus, alglp chairman senator dodd and rahm emanuel. suggestions that senator snowe will be invited to future sessions.