Letters to the editor dated February 26, 2021 | Updated on Should IBA be under RTI? This has reference to ‘Why is Indian Banks’ Association not under RTI?’ (February 26). The IBA is a unique arrangement and it is undertaking many supportive activities for banks, including wage settlement for bank employees. It is not compulsory for banks to become member of the IBA and the latter's decisions are not binding on any participant either. But the IBA is privy to many developments in banks and is in a position to influence many industry-level decisions. It is not the ownership of an organisation but the beneficial interest that is relevant and if the government has any direct or indirect role in its functioning that organisation should be brought under the RTI.