president says if you like your plan you can keep your plan but if you read the bill, that just isn't so. for starters within five years, every health care plan will have to meet a new federal definition for coverage. one that your current plan might not match even if you like it. >> reporter: fast forward three years, that is exactly what is happening. insurance companies are dropping americans all across the country from their health plans many because policies don't have coverage now required under obama care. democrats trying to calm concerned constituents call it a good thing. >> if we don't enforce this policy, insurance companies can continue offering flimsy coverage that disappears when people actually need it and no one should nt that. >> reporter: the hhs secretary struggled to explain some current plans are no longer available because they are bad for consumers and no longer legal. >> many women are charged 50% more than men. that will be illegal. >> reporter: the problem? that's not what people expected