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The 18.5% increase in Fannie Mae's and Freddie Mac's purchase authority was the driver of a 41% decrease in higher balance originations between December and January.
A rise in mortgage rates is making it even tougher for homebuyers to find an affordable home amid rising valuations
Rent for single-family homes in San Diego is up 10 percent in a year.
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The second quarter of 2022 saw the affordability of the typical home purchase erode at the fastest pace in at least two decades.