the senate keeps a the way it is. the senate has basically a caps amendment. abortion is a benefit, paid for at $1 per month. you can use federal subsidies to pay for it. that is in a nutshell on health care. i know it sounds like a long presentation. . . a nutshell and those are the differences. this is the one that affects everyone of us now and in the future. i thought it was worthwhile to do this presentation and take the time to get this through. we have about an hour for questions and will start with questions. again, we have a large crowd. i will try to repeat your question so...