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Interprets it in a way that is long overdue. Most of the code is full of things that are actually frankly wrong in many ways in terms of the way they are interpreted. So, well be working together. The other benefit of this is something we shared with the public also, very important step in the direction. And thirdly we have opened again the direction may evolve into where we actually change some of the codes that are inappropriate for bicycling right now. The second is establishing an enforcement Strategy Plan for education of bicycles sfpd staff, the general public in conjunction with the pol...

The 10 required benefits. How much variation in his there in benefits Going Forward . We know from the bronze to the silver that has to do with the degree of coverage of premium but in terms of benefits how much variety is that is for the given product so what is that is a representation and across all types of products was the average rate of increase . Spittoons your question after 2014 the variability of benefits, you are correct there is the much lower variability among the level of insurance and deductibles as well as Provider Networks and of formulary. What you will see i think is we are...

When it resumes shortly, as i said, about ten minutes from now. While we wait, more on education now as the new school year is just getting underway for many School Systems around the nation. We look at challenges facing Public Schools in a discussion on this mornings washington journal. Host guest at our desk is the director of the National School Boards Association. As we dive into the topic of local School Boards and todays education debates, first, tell us about your group and its mission. Guest well, the National School Boards Association really represents our state associations of School...

Better shape of a potential lawsuit and if you didnt do Something Like that. And i think having Something Like the framework, which isnt a prescriptive rulebook, but its a much more flexible document that is tailored to individual companies makes it a better vehicle to achieve that kind of protection than the something that is more prescriptive, set in stone, concrete and difficult to be adapted to individual circumstances. Let me ask a followup on that. The idea of the framework is that it meets you where you are. If you are at a certain level and you are looking at the various aspects of the...

Different dynamics. An air tran area. Georgia, a state that has gotten some attention, an urban area like atlanta, you have a lot of different providers, lot of different providers competing, a lot of choice and variations of very competitive marketplace is. For providers as well as for plans. In other parts of the state we may be only insurer and then maybe the only hospital network. And so a lot of the variation for ross has to do with the provider network, the formularies, really with the underlying cost of care which gets automatically reflected in the rate. We cannot lose sight of the fac...