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George Bush's Hidden Tax: The Explosion in Regulation

George Bush's Hidden Tax: The Explosion in Regulation
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Time to End U.S. Textile Import Restrictions

Time to End U.S. Textile Import Restrictions
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Shining a Bright Light on Regulators: Tracking the Costs andBenefits of Federal Regulation

Shining a Bright Light on Regulators: Tracking the Costs andBenefits of Federal Regulation
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Shining a Bright Light on Regulators: Tracking the Costs andBenefits of Federal Regulation

Every year, the federal government issues thousands of regulations.According to the U.S. General Accounting Office (GAO), federalagencies produced 5,476 final rules between April 1, 1996, andAugust 21, 1997. ....

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Reducing Banks' Incentives for Risk-Taking Via Extended Shareholder Liability

It has long been understood that deposit guarantees and too-big-to-fail (TBTF) policies create a moral-hazard problem they incentivize banks to take on too much risk by shielding depositors and shareholders from losses in excess of equity (“left-tail” outcomes) in American banking.1 Congress passed the Federal Deposit Insurance Corporation Improvement Act (FDICIA) in 1991 to mitigate the moral-hazard problem by restricting forbearance and implicit subsidies for undercapitalized banks. ....

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