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[inaudible conversations] [inaudible conversations] [inaudible conversations] this hearing will come to order. Today we are joined by the leading voices within the administration on reforming and strengthening our housing and finance system. The secretary of the treasury, and the secretary of housing and urban development, both of whom have just submitted Housing Finance reform for fossils to the president , as was the director of the federal Housing Finance agency who serves as the regulator and conservator of fannie mae and freddie mac. I want to thank each of you for coming to the committee...

[inaudible conversations] [inaudible conversations] this hearing will come to order. Today we are joined by the leading voices within the administration on reforming and strengthening our housing and finance system. The secretary of the treasury, and the secretary of housing and urban development, both of whom have just submitted Housing Finance reform for fossils to the president , as was the director of the federal Housing Finance agency who serves as the regulator and conservator of fannie mae and freddie mac. I want to thank each of you for coming to the committee this morning. Last friday...

Event, and thanks sponsoring, i should say, and thanks to all the folks at urban who helped to put this on. As you can imagine, an event of this size is neither inexpensive nor easy to pull off, so thanks, everybody, for the help. Tonight well have two panels that will run until roughly 7 45 and then well have another reception until about 8 15, plus or minus. Ill say a few words to sort of tie the thinking behind the two panels together, and then well wade right in to the first panel. But again, thank you guys for coming, for braving the heat and the 5 00 traffic. This is a fun way to kick of...

There are Certain Committee hearings that are very informative to the public. I like the way that cspan covers and in the way that they present themselves. In his commentary, but not edited out. It gives a real sense to the american people. Cspan is created by americas Cable Company in 1979. Yesterday, president obama nominated john brennan had the cia. And a discussion took place with chuck hagel and jane harman. We are with jane harman, who is now with us. She served on the Intelligence Committee from 2006 to 2007. Lets begin with the pick of john brennan. What does this entail . Guest he ha...

Well well you are as how will you prioritize what can be done under the Current Authority . Clips under the Current Authority, they can do things like disclose information better. The fha is like communist china in terms of reporting. Loan level data, we do not do it. That would help us get around the problem that was asked of mr. Benzoin accounting. To show us books crude show us your books. Reduce more moments, that has to be done here. Loan limits. Two things they could do they threatened a three percent limitation on concessions. It has not been done. One of the members said, it has not ta...