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The R&D Dept.: Local patent roundup for 6.1.22 - Richmond BizSense

This week's patents include cultured tobacco cells, phone-based card activation and automatic image cropping. (BizSense Pro membership required)

New-york , United-states , Texas , Virginia-commonwealth-university , Virginia , Delaware , Indiana , Woerden , Zuid-holland , Netherlands , Arizona , Tennessee

The R&D Dept.: Local patents for 4.21.21 - Richmond BizSense

The R&D Dept.: Local patents for 4.21.21
Patent No. 10,977,726
Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.

New-york , United-states , New-hampshire , Missouri , Virginia-commonwealth-university , Virginia , Falls-church , Florida , Delaware , Grandview , California , Indiana