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Know. S the america i thats the country we love. Clear eyed, bighearted, undaunted by challenge, optimistic that unarmed truth and unconditional love will have the final word. That is what makes me so hopeful. Bout our future i believe in change because i believe in you, the American People. Here aswhy i stand confident as i have ever been that the state of our union is strong. , god you, god bless you bless the United States of america. [applause] great job, mr. President. Great to meet you. Pres. Obama thank you so much. Thank you. Happy new year. Pres. Obama this one, you should probably se...

[indiscernible conversation] [indiscernible conversation] the president of the United States. [applause] [indiscernible conversation] [applause] president obama happy new year. [applause] president obama happy new year. [applause] [applause] [cheering] [applause] president obama thank you. [cheering] president obama thank you. [applause] president obama thank you so much. I believe these are for you. Lets bring this to order here. [gavel] members of congress, i have the High Pressure privilege and the distinct honor of representing to you, the president of the United States. [applause] preside...

Catastrophic fires have severe longterm impacts to watersheds which are felt far beyond the area directly impacted by the fire. Unlike the more employers the aftermath from the severe fires we are experiencing as a result of the unnatural force conditions increased sediment loads and debris the reduce the Storage Capacity and a reservoirs and affect the predictability of runoff. Increased organics and sediment led to increase capitol. The cost of hundreds of millions of dollars. We know from science and experience and we know we need to act quickly to then overcrowding. The levels of governmen...

Protect our watershed. Were also involved in a project with the Forest Service, bureau of reclamation city and national tore rest foundation to treat the 634,000 acre watershed that drains into the cc craigen reservoir. The projects were currently involved with highlight the need to improve federal policy to more efficiently make progress in restoring our forests and protecting our watersheds. Specifically there is a need to improve both Fire Suppression budgeting and the planning and compliance process for restoration proper skrektss. The cc craigen is a perfect example of why we need to addr...

Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. The bank and credit union are similar. We do allow tax returns, projections. Credit unions do not charge an additional loan or processing fee. Processing time, on a small loan, cons...