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Expectations and standards are. To piggyback a quick question off of that. Seems and these seem like significant changes. What impact will it have on credit overlays . I hope that it will substantially reduce credit overlays and that lenders will start operating more inside the credit box that fannie and freddie have said they will purchase loans in or guaranteed loans in that space. And based on conversations that we have had with industry participants emma my hope is a positive hope. I do not know when you transfer from hope to an expectation. Some of them have assured me that if we can smoo...

And provide responsive strategies remains both a significant concern and an american societal responsibility. Depression. Talking about Substance Abuse, addiction. The selfisolation, whether we like the fact theyre called invisible wounds and is hoping sin because of those who are Walking Around and dont get the same respect and response from our American Public as those who do have the physical wounds because theyre each suffering entering as badges of honor in her own special way, that where does go to suicide. As tom said, we have embraced that and we are very concerned about 22 veterans a ...

Can find their own enforcement. I think every survivor will back that up. This weekend on cspan center requirement gaskell, the first of several discussions on combating rape and Sexual Assault on College Campuses in the morning attendees in. On book tv, the wife of former Vice President dick cheney and senior fellow at the American Enterprise institute exam as a political philosophy and president ial tenure of James Madison some morning and 11 00 on cspan2 as American History tv, the life and work of American Red Cross founder clara barton will visit her missing Soldiers Office followed by qu...

Always taking advantage of that. Thanks and thanks for the opportunity to speak about the amazing young people that, as the president and ceo of student veterans of america, that i get to represent. And so to start with a little bit of background on student veterans of america or sva, started six years ago on 20 campuses because when student vets were transitioning they saw that the College Environment or higher ed was not prepared for student vets. We were older, we were much more mature. We had a different world view than just coming out of high school than say the traditional student. And s...

Win yesterday, what is going to happen . This is a love fest between companies that are using the cloud. They are cutting out the traditional way that Companies Get their software. Earnings tonight, they have totally redone the center, david and not only mc hammer, tony bennett, but green day. Jim, i assume youre going to go to all of those . I have to go to them. I am credentialed, carl. How about this tunnel behind me. This is the largest tunnel in north america. Its assembled at the uk, brought here by ship. You know how he likes to do things on a creative scale. Oh, yeah. In the meantime, ...