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The R&D Dept.: Local patents for 4.21.21 - Richmond BizSense


The R&D Dept.: Local patents for 4.21.21
Patent No. 10,977,726
Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection. ....

New York , United States , New Hampshire , Virginia Commonwealth University , Falls Church , San Diego , Princeton University , New Jersey , University Of Maryland , Green Bay , Roberth Austin , Lee Aurich Oakland , Ianl Churcher Richmond , Charlest Facchini , Tamikas Murrell Richmond , William Paul Murphy Richmond , Barrys Smith Hopewell , Stephen Schneider Midlothian , Max Doerfler Richmond , Phillip Crawley Glen Allen , Hong Zhao Glen Allen , Reiyao Zhu Moseley , Frank Fornari Naples , Brian Deluca Midlothian , Hilton Bennett Richmond , Bridget Bell Henrico ,

The R&D Dept.: Local patents for 1.27.21 - Richmond BizSense


The R&D Dept.: Local patents for 1.27.21
Patent No. 10,896,261
A resilient security agent determines a cyber and/or physical health of a control system by, inter alia, communicating cyber-physical key data through cyber-physical control paths of the system, and determining error introduced by the communication. The resilient security agent may be further configured to verify the integrity of acquired cyber-physical state information. The cyber health of the control system may be evaluated by comparing the acquired cyber state information to one or more cyber state profiles. The physical health of the control system may be evaluated by comparing the acquired physical state information to one or more physical state profiles. ....

United States , Glen Allen , New Hampshire , North Carolina , Virginia Commonwealth University , Colonial Heights , Idaho Falls , New Jersey , Seetharamac Deevi Midlothian , Qiang Zhou Moseley , Vincechristian Samek Richmond , Yuzhi Zhang Raleigh , Eric Robert Trumbauer Celina , John Douglas Richmond , Daniel Beck Arlington , Stephen Bellamah Midlothian , Hans Joachim Hasselbach Gelnhausen , Daniel Sudhoff Hanau , Thomase Harris , Munmayak Mishra , Frank Fornari Naples , Patrick Moore Allen , Carl Gregory Miller Richmond , Thorsten Merker Erftstadt , Brant William Paquette Allen , Rohit Rustagi Hillsborough ,