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COVID-19 'Mucked Up' Insurance Marketplace, Analyst Says – InsuranceNewsNet


“COVID-19 has mucked up the insurance marketplace as a whole – including private employer-provided plans,” said Michael Giusti, InsuranceQuotes.com analyst.
Giusti outlined a number of key takeaway for health insurance in 2021 in a recent report for Insurancequotes.com.
First, he said, the pandemic made setting premiums especially challenging. Premiums are set based on the previous year’s claims data. Because 2020 was marked by a combination of huge intensive care costs, but almost no preventative care costs, that model was flipped on its head. As a result, median health premium edged up just a percent or two in 2021.
But many in the insurance industry are holding their collective breath as things get back to normal, he noted. A major worry is that deferred care will come crashing through the system by this summer, representing a flood of claims once people are willing to see a doctor again. ....

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Dems Want To Make COVID-19 Relief Provisions Permanent In New Package


Dems Want To Make COVID-19 Relief Provisions Permanent In New Package
Washington Times (DC)
The cost of President Biden s $1.9 trillion coronavirus relief package is on track to double if popular provisions like an expansion of the child tax credit are made permanent, which is exactly what Democrats say they plan to do.
The new package includes a one-year expansion of the child tax credit and bolsters other popular tax breaks like the earned income credit. If made permanent, it would be expected to increase the cost of the package to as high as $4 trillion.
Overall, we could be looking at the cost of this package doubling from $2 trillion to $4 trillion over the decade, said Brian Riedl, a senior fellow at the Manhattan Institute. And if that happens, interestingly, the permanent extensions will cost as much as the 2017 tax cuts. ....

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New Mexico House OKs tax to fund low-income health insurance


New Mexico House OKs Tax To Fund Low-Income Health Insurance
Santa Fe New Mexican, The (NM)
Mar. 9 A bill that would impose a tax on many New Mexicans health insurance premiums to help offset coverage for lower-income people has cleared the state House of Representatives.
House Bill 122, sponsored by Reps. Debbie Armstrong and Javier Martínez, Albuquerque Democrats, would increase the 1 percent surtax on insurance premiums to 2.75 percent to create the Health Care Affordability Fund. The money would be used to aid self-employed workers and other people who purchase policies through New Mexico s Obama-era health insurance exchange.
A fiscal impact report estimates the measure would raise about $153 million per year, with 55 percent going to the new health insurance fund and the rest flowing into the state s general fund. ....

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With new federal incentives on the table, Medicaid expansion bill advances in Wyoming Legislature


With New Federal Incentives, Medicaid Expansion Bill Moves In Wyoming
Wyoming Tribune-Eagle (Cheyenne, WY)
Mar. 8 CHEYENNE With new federal incentives being offered to the 12 states that have declined Medicaid expansion over the last decade, a bill to expand coverage in Wyoming to the state s low-income residents was advanced by a legislative committee Monday morning.
Expanding Medicaid to uninsured people whose income is at or below 138% of the federal poverty level has been a frequent topic of debate in the Wyoming Legislature in recent years. If authorized by state legislators, Medicaid expansion would cover approximately 24,000 residents in its first two years of implementation, according to estimates from the Wyoming Department of Health released last month. ....

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Stimulus Bill Expands Obamacare Tax Credits And Subsidizes COBRA


Stimulus Bill Expands Obamacare Tax Credits And Subsidizes COBRA
Philadelphia Inquirer (PA)
Mar. 9 The federal stimulus package could extend health insurance or reduce the cost of insurance to millions of Americans by expanding Affordable Care Act tax credits and subsidizing COBRA coverage.
Despite unprecedented job losses during the coronavirus pandemic, the number of people who are uninsured has not increased dramatically largely due to Affordable Care Act protections. Medicaid enrollment has soared, especially in states that expanded eligibility under the health-care law.
People who earn too much to qualify for the publicly funded health program have turned to ACA-created marketplaces, where the vast majority qualify for a reduced-cost premium. ....

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