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Actual Harm Required in Consumer Class Actions for FCRA | Brownstein Hyatt Farber Schreck

Supreme Court Limits Standing in FCRA Class Action


Monday, June 28, 2021
On June 25, 2021, the Supreme Court issued its much-anticipated 5-4 ruling in TransUnion LLC v. Ramirez. In a 27-page decision by Justice Kavanaugh, the Court reversed the Ninth Circuit’s decision upholding the certification of a class of 8,185 consumers whom the credit reporting agency TransUnion had  mistakenly labeled as potential terrorists and drug traffickers. Of this consumer class, only 1,853 class members’ misleading credit reports had been provided to third-parties. The District Court had ruled that all class members had Article III standing to pursue their Fair Credit Reporting Act (FCRA) claims against TransUnion to recover statutory damages. A federal jury awarded the class $8.1 million in statutory damages and $52 million in punitive damages. On appeal, TransUnion challenged the award on the basis that the entire class lacked constitutional standing to recover. A divided panel of the Ninth Circuit affirmed in part. ....

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Second Circuit Rejects Notion of the Existence of a Circuit Split on the Issue of Article III Standing for Data Breach Cases and Seeks to Harmonize the Supposedly Conflicting Rulings | Pessin Katz Law, P.A.


In
McMorris v. Carlos Lopez & Associates, LLC, 995 F.3d 295 (2
nd Cir. 2021), employees of Carlos Lopez & Associates, LLP (“CLA”), an organization which provides mental and behavioral health services to veterans, brought a putative class action against CLA for the inadvertent disclosure of certain sensitive personally identifiable information (“PII”). According to the complaint, an employee of CLA had inadvertently disclosed the PII of approximately 130 current and former CLA employees by circulating a companywide email that included an attached spreadsheet divulging the social security number, home addresses, dates of birth, telephone numbers, educational degrees, and dates of hires of the affected employees. Devonne McMorris and two other affected employees filed a class action asserting state-law claims for negligence, negligence per se, and statutory consumer protection violations on behalf of classes in California, Florida, Texas, Maine, New Jersey, and New ....

United States , New York , New Jersey , Supreme Court , Carlos Lopez Associates , Pessin Katz Law , Carlos Lopez , Second Circuit , Intl United States , Eighth Circuit Courts , Circuit Courts , ஒன்றுபட்டது மாநிலங்களில் , புதியது யார்க் , புதியது ஜெர்சி , உச்ச நீதிமன்றம் , பெசின் க்யாட்ஸ் சட்டம் , கார்லோஸ் லோபஸ் , இரண்டாவது சுற்று , இந்தில் ஒன்றுபட்டது மாநிலங்களில் , எட்டாவது சுற்று நீதிமன்றங்கள் , சுற்று நீதிமன்றங்கள் ,