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FAIRFIELD-SUISUN, CALIFORNIA
Paying off a mortgage early can bring peace of mind, but it s not always an optimal financial decision. (Dreamstime.com/TNS)
Does it make sense to pay off your mortgage early?
Miranda Marquit, Bankrate.com
When you own a home, the thought of a mortgage hanging over your head for decades can be daunting for many people and it’s natural to want to pay off your mortgage as soon as possible.
But before you decide to use an inheritance, raise or your savings to pay off your mortgage (or even before you decide to make extra payments), it’s important to take a step back and determine whether it really makes financial sense for you.