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Baby bonds could shrink the Black-white wealth gap

Baby bonds could shrink the Black-white wealth gap
Vox.com
2/17/2021
© Christina Animashaun/Vox
Bodine Smith turns 38 this year, and she has a lot to be proud of. She is working toward a doctorate in human resource management and a master’s in psychology, adding to the three related degrees she’s already earned. “I’ve taken up studies in these fields because there are lessons here that Black families can use to empower themselves and understand that their circumstances are not who they are,” she told me.
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Striving for better understanding, however, hasn’t afforded Smith protection from the struggle that hinders her the most: At almost 40, the single mother has no savings or assets for either herself or her two young children. She is over $130,000 in debt. Her current degree costs $34,000, which she makes payments on every other week. She sees her predicament as a “generational struggle” that was handed down to her. Smith ....

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Cory Booker and Ayanna Pressley think a baby bonds program could shrink the Black-white racial wealth gap

Bodine Smith turns 38 this year, and she has a lot to be proud of. She is working toward a doctorate in human resource management and a master’s in psychology, adding to the three related degrees she’s already earned. “I’ve taken up studies in these fields because there are lessons here that Black families can use to empower themselves and understand that their circumstances are not who they are,” she told me.
Striving for better understanding, however, hasn’t afforded Smith protection from the struggle that hinders her the most: At almost 40, the single mother has no savings or assets for either herself or her two young children. She is over $130,000 in debt. Her current degree costs $34,000, which she makes payments on every other week. ....

United States , Barry Farms Recreation Center , District Of Columbia , New Jersey , South Carolina , Lyndonb Johnson , Chuck Schumer , Ayanna Pressley , Thomas Paine , Sojourner Truth , Cory Booker , Andrew Johnson , Ira Katznelson , Felicia Wong , Brian Stukes Getty , Joe Biden , Bodine Smith , Naomi Zewde , William Vandivert , Roosevelt Institute , Freedmen Bureau , Democratic Party , Freedman Savings Bank , Economists Darrick Hamilton The New School , School Hamilton , Duke University ,