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Carl Richards: It Should Be OK to Relax Out Loud morningstar.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from morningstar.com Daily Mail and Mail on Sunday newspapers.
A Guide To Your Mid-Year Business Review forbes.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from forbes.com Daily Mail and Mail on Sunday newspapers.
The Globe and Mail Bookmark Please log in to listen to this story. Also available in French and Mandarin. Log In Create Free Account Getting audio file . This translation has been automatically generated and has not been verified for accuracy. Full Disclaimer The latest in financial engineering has brought a new way to pay for things you can’t actually afford. A growing number of retailers are offering customers the choice of paying by installments, even for small purchases. A typical payment plan for smaller purchases like cosmetics or clothes would be a series of four bi-weekly payments, with no interest charges or fees. If you pay on time, your payments might simply be the cost of your purchase divided by the number of installments you make. ....
Michael: I’m doing well. How are you? Carl: Fantastic. Yeah. Things are super good. Michael: Excellent. Well, I wanted to follow up on our last episode where you had kind of thrown this comment out there that I feel like we have to come back to. You had said, as we were kind of ranting on the problems of having overly broad, overly general websites that aren’t specific enough to anybody, to motivate to action, you had made this comment of, “We ask our websites to do too much.” Carl: Yeah. Michael: And I’m curious to go a little bit deeper on this, what you meant by that. Obviously, I’ve got a few views of my own around websites and marketing because I kind of live in that world as well. But I am just wondering, where are you going, exactly, with, “We ask our websites to do too much”? What does that mean? ....
Getty Images Risk is an arbitrary concept until you experience it. Talking about being punched in the face is different from.actually being punched in the face. – Carl Richards, Certified Financial Planner™ and creator of the Sketch Guy column Markets shed 40% back in March as efforts to slow the spread of coronavirus drove the economy to a near halt. Though they bounced back remarkably fast, the economic outlook is uncertain, unemployment is high, and volatility is expected to remain until COVID-19 vaccines are widely distributed and are finally bringing the panemic under control. We re in uncharted waters, and our life rafts may not work the way they used to. After six years of quantitative easing and the hangover from it, bond yields remain paltry. De-risking via higher allocations to fixed income appears to no longer be as effective as it once was. ....