there archer consumers in the market. john: insurance seems free. i am on medicare. the door even ask me what things cost. she is to pay $6,000 others to come out ahead? >> is patient did because her employer pay for all thing. otherwise the hospital would charge them six, eight, ten times that. so the employee did not have any of a pocket. john: so happy it was cheaper. forget the deductible. now, one of the reasons there's less competition is in many states there is -- in most cases there is this law called the,. >> said to begin of need. john: which means that if you're going to build boss will you have to prove to the bureaucrats that is needed. >> not just hospitals, surgery centers, mri units. it is old-fashioned protectionism. old-fashioned crony capitalism. john: one result of your posting your prices is that the hospital, too, has started