thinking out there. is that going to win out in terms of how republicans oppose the administration? >> you talk about this being a challenge for republicans. for many people, they see this as an opportunity for republicans because as david said, it actually motivates the people that are on the far right. it's possible for them to do this. in order for them to to talk about reform, as long as a democrat is sitting in the white house, there has to be the kind of bipartisanship that we have not seen in the past 18 months and that we don't necessarily see on the horizon beyond the banking bill. it is -- there's opportunity for this, but unless there's a way they can move forward and actually start working across the aisle, i think it's very hard to have any meaningful reform that is pushed for and that is championed by republicans. >> yet, a challenge for president obama, managing so much government expansion that he has to still be talking about a way -- the economy is improving, how they're creating jobs over the next two years rather than looking backward and looking for the villains on wall street. >> right.