fund, as we just heard from jonathan? >> well, let's start with the realization that the cruz amendment, which i actually think is the best feature of the senate bill, because when nobody's mentioned is 90% of americans are going to face lower costs, not higher costs. remember, the reason obamacare is such a fiasco, it's not minor problems. minor problems would be like saying the "titanic" took a bad turn and ran into the iceberg. the obamacare numbers are killing families right now. the average family is paying $3,000 more a year for insurance. they can't afford it. so what the cruz amendment will do for 90% of people with insurance, dramatically reduce their costs. that's something that we now -- there will be people with preexisting conditions that need support and there is money for that in the bill, and people with health problems will be put in a separate inspururance pool