crisis. >> dana: sidney banner lost a business then his house. >> a guy i met in palm beach county, florida on the day that he officially by the court record lost his home. when the judge said we are setting the date for the auction. he's from the second wave of foreclosures. the people who were victims of a bad economy. middle class people who had jobs and incomes and had no problem paying their loans until they lost their jobs or underwent some sort of fiscal hardship. mr. banner, a very nice gentleman, world war ii vet, 84-years-old. he lost a small commercial leaning business he ran with his family two years ago. right before he lost it, he -- he took out a $250,000 home equity loan to help make his payroll and a his employees borrowed his house in boca raton, florida. he defaulted on that loan and